Example invoice, 25% rate

  • $1,200paid in
  • $300to the tax pot

Payment 0187

Example Kitchen

  1. Paid in1,200.00
  2. Tax pot+300.00
  3. Card spend−84.00
  4. Tax bill−300.00

Your tax, put by on payday.

An account for freelancers that moves the tax out of each payment.

Open an account
  • Client transfers
  • Marketplace payouts
  • Card takings
  • Royalties

Pots for tax, a pension and time off

What Holdfast does

Holdfast moves the tax share of every client payment into its own pot the moment it lands, so the balance you see is yours to spend.

Try it on an invoice

For the work you invoice

Potters, painters, tailors and developers: anyone paid by the job and taxed later.

Tailor’s shears, a tape measure and chalk on a cutting table

Try it on your next invoice

Type the amount and choose a rate.

Not sure of your rate? Ask your accountant. You can change it any time.

Holdfast

Rate to put by
$600.00To the tax pot$1,400.00Yours to spend

A pot for each bill

Each pot takes its own share of every payment.

25%

Tax

Held until your tax bill is due.

Holds
Your income tax
Pays out
When the bill is due

Example rates. You set each one.

Before you open one

Who decides the rate?
You do. Change it whenever you like and the next payment uses it.
Can I take pot money out?
Yes, in two steps, so it never leaves by accident.
Is this tax advice?
No. Holdfast moves money at the rate you set; your accountant sets the rate.
Where is the money held?
With partner bank to be announced.
What does it cost?
Monthly price to be announced.

Open a Holdfast account

Leave your email and we’ll send the application.

Who it’s for
Freelancers and sole traders
You’ll need
Photo ID and your bank details

Photographs: Kritzolina (CC BY-SA 4.0, Wikimedia Commons), Hans Bernhard (Schnobby) (CC BY-SA 3.0, Wikimedia Commons), Wolfgang Sauber (CC BY-SA 3.0, Wikimedia Commons).